So….it is possible. Retire in your 30’s?

The article below follows some of the ideas I just shared in yesterdays post You’re Not Ready to Invest. Michael, who now blogs at, started from the ground up, and started early in his career, I mean unusually early at the age of 14 or 15. That’s not a bad thing, but I think you’d find most 14/15 year old’s thinking about anything but financial stability. I have to hand it to this guy, he grabbed life by the balls and made it happen.

I typically hate articles on the web that say “Retire in your 30’s” or “Retire Early by Doing These Basic Money Saving Moves” sort of thing. Most of the time, the articles are complete bull$*&% and unrelatable to the average person. What I do like though are real finances and real results from real people. Michael, in the article below, had nothing special about him. His wife’s a teacher, his dad’s a CPA and he has children. He didn’t come from money, at least the interview didn’t mention it. This makes him real in my mind.

I will say though that his ability to save upwards of 50% of his salary is not the norm and I don’t think it’s something that most people can do. He was able to because he was already living on a budget as a college kid and kept those low expenses going even after he got a job. I think he said he lived with roommates also which helps and there was no mention of student loans, car payments and those sort of things. The bottom line is that everyone has their own circumstances and situations.

Now when I say he shared some of the same ideas from my post yesterday, it refers to the idea to work smarter not harder. In the beginning he was hand picking stocks when he began investing but later found out that had he just invested in index funds, he would have came out with basically the same return, essentially saving himself a lot of time to work on other projects.

Nevertheless, it’s a good interview by PT Money (who is also a financial blogger). See full interview below.



Michael retired early in his mid-thirties after successfully starting and running an I.T. services company. He is currently a stay-at-home Dad, blogger,

via Episode 027 – Retiring in Your 30s with Michael of Financially Alert — PT Money

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s